1.1. Scope
These Terms of Use govern access to and use of the Credit Administrator's website, as well as the credit intermediation services provided to users.

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1.2. Services Provided
The credit administrator acts as a Credit Intermediary, performing:
Financial profile analysis;
Presentation of credit proposals;
Monitoring of processes with financial institutions;
Clarification of doubts related to financial products.
No credit is granted directly — only authorized intermediation.

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1.3. Website Use
The user agrees to:
Provide true and up-to-date information;
Not use the website for illicit purposes;
Not attempt to access restricted areas or internal systems.

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1.4. Intellectual Property
All website content (texts, images, logos, graphics) is the property of the credit administrator and may not be reproduced without authorization.

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1.5. Limitation of Liability
The credit manager:
Does not guarantee credit approval by financial institutions;
Is not responsible for decisions made solely based on information from the website;
Is not liable for technical failures, interruptions, or temporary unavailability of the service.

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1.6. Changes
The Terms may be updated at any time. The most recent version will always be available on the website.