Cookie Policy

Sandra Valentim's Cookie Policy – Credit Manager and Insurance Consultant.
This is the Cookie Policy of Sandra Valentim – Credit and Insurance Manager, accessible via the URL: https://www.creditosandravalentim.com/

What are cookies?

As is common practice with almost all professional websites, this site uses cookies, which are small files downloaded to your computer, to improve your experience. This page describes what information is collected, how we use it, and why we sometimes need to store these cookies. We will also explain how you can prevent these cookies from being stored, although this may degrade or prevent certain elements of the site from working.

How we use cookies

We use cookies for a variety of reasons, detailed below. Unfortunately, in most cases, there are no industry standard options for disabling cookies without completely compromising the functionality and features they add to this site. It is recommended that you keep all cookies enabled if you are unsure whether you need them or not, as they may be used to provide a service you use.

Disable cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually also result in disabling certain functionality and features of this site. Therefore, it is recommended that you do not disable cookies.

Third-party cookies

In some special cases, we also use cookies provided by trusted third parties. The following section details which third-party cookies you may encounter on this site.

The Google AdSense service we use to display ads uses a DoubleClick cookie to show you more relevant ads across the web and limit the number of times a given ad is shown to you.
For more information about Google AdSense, please see the Google AdSense Privacy FAQs.
We use advertising to offset the costs of maintaining this site and to fund its development. The behavioral advertising cookies used by this site are designed to ensure that we present you with the most relevant ads possible by anonymously tracking your interests and presenting similar items that may be of interest to you.
Several partners advertise on our behalf, and affiliate tracking cookies simply allow us to verify whether our customers arrived at the site through one of our partner sites, so that we can credit them appropriately and, where applicable, allow our affiliate partners to offer any bonuses they may grant you for making a purchase.
User responsibilities

The user assumes responsibility for making appropriate use of the content and information offered on the website, with enunciative but not imitative behavior: A) Not to engage in illegal activities or activities contrary to good faith and public order; B) Not to disseminate propaganda or content of a racist, xenophobic nature or promoting gambling, any type of illegal pornography, terrorist allegations or allegations contrary to human rights; C) Not to cause damage to the physical (hardware) and inaccessible (software) systems of Fábio Faria – Corretora de Crédito Imobiliário e Seguros in Portugal, its suppliers or third parties, nor to introduce or disseminate computer viruses or any other hardware or software systems likely to cause the aforementioned damage.

More information

We hope this has cleared up any doubts you may have and, as mentioned before, if there is anything you are unsure about whether you need or not, it is generally safer to leave cookies enabled in case they interact with any of the features you use on our website.

This policy came into effect on January 1, 2026.