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Your privacy is important to us. It is the policy of Sandra Valentim – Credit Manager and Insurance Consultant, to respect your privacy regarding any information we may collect about you through our website, Sandra Valentim – Credit Manager and Insurance Consultant, and other sites we own and operate.

We only request personal information when we truly need it to provide you with a service.

We collect this data fairly and lawfully, with your knowledge and consent. We also inform you of the reason for the collection and how the data will be used.

We retain the collected information only for as long as necessary to provide you with the requested service.

The data we store is protected by commercially acceptable means to prevent loss, theft, unauthorized access, disclosure, copying, use, or modification.

We do not share personally identifiable information publicly or with third parties, except when required by law.

Our website may contain links to external sites that are not operated by us. Please note that we have no control over the content and practices of these sites and cannot accept responsibility for their respective privacy policies.

You have the right to refuse our request for your personal information, knowing that in this case we may not be able to provide some of the services you desire.

By continuing to use our website, you are accepting our practices regarding privacy and personal information.

If you have any questions about how we handle user data and personal information, please contact us.

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